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BPJS Ketenagakerjaan Dukung Program Sejuta Rumah Lewat MLT - Pos Sore BPJS Ketenagakerjaan Dukung Program Sejuta Rumah Lewat MLT - Pos Sore

BPJS Ketenagakerjaan Dukung Program Sejuta Rumah Lewat MLT

Jumat, 31 Mar 2017
Dirut BPJS Ketenagakerjaan, Agus Susanto

JAKARTA (Pos Sore) — Di tengah upaya presiden Jokowi memangkas penghambat program tsejuta rumah, BPJS Ketenagakerjaan bertekad mendukung program tersebur dalam bentuk Manfaat Layanan Tambahan (MLT) bagi pekerja.

MLT Pembiayaan Perumahan dikembangkan oleh BPJS Ketenagakerjaan bagi peserta aktif yang mengikuti seluruh program, yakni Jaminan Hari Tua (JHT), Jaminan Kecelakaan Kerja (JKK), Jaminan Kematian (JKm), dan Jaminan Pensiun.

Khusus bagi pekerja Bukan Penerima Upah (BPU) atau pekerja informal, pekerja bisa mendapatkan program MLT Pembiayaan Perumahan ini dengan syarat mengikuti tiga program, yaitu JHT, JKK, dan JKm.

Dirut BPJS Ketenagakerjaan, Agus Susanto, menjelaskan ada tiga jenis mekanisme pembiayaan MLT, yaitu melalui Perbankan, Manajer Investasi, dan Emiten.

Pembiayaan melalui perbankan sudah digaungkan sebelumnya, yaitu Kredit Pemilikan Rumah (KPR), Pinjaman Uang Muka Perumahan (PUMP), Pinjaman Renovasi perumahan (PRP) dan Kredit Konstruksi bagi developer perumahan.

Pembiayaan perumahan menggunakan dana kelolaan JHT ini sesuai dengan Peraturan Pemerintah (PP) Nomor 55/2015 tentang Perubahan Atas Peraturan Pemerintah Nomor 99 Tahun 2013 Tentang Pengelolaan Aset Jaminan Sosial Ketenagakerjaan pasal 37A. PP itu menyatakan, pengembangan dana JHT pada instrumen investasi dapat digunakan untuk mendukung program penyediaan perumahan bagi peserta paling banyak sebesar 30% dari total dana kelolaan JHT.

Total dana yang dikelola untuk JHT mencapai Rp214 triliun, 30 persennya setara denganRp 64,2 triliun untuk pembiayaan perumahan sebagai salah satu instrumen investasi kami.

Agus mengundang para Manajer Investasi yang memiliki produk Reksadana Penyertaan Terbatas (RDPT) dan Efek Beragunan Aset (EBA) yang terkait dengan pembiayaan perumahan pekerja untuk mendukung program MLT ini.

Demikian juga kepada Emiten yang berencana mengeluarkan surat utang atau sukuk yang terkait dengan program MLT agar ditawarkan kepada BPJS Ketenagakerjaan, sehingga target 30% untuk pembiayaan perumahan dapat tercapai pada tahun ini. (hasyim)